Businesses often experience irregular cash flow from time to time and have limited access to traditional finance options. But, you may have planned expenses such as renovation and purchasing stock to deal with. Or need to solve an unexpected problem. You may find it frustrating when responding to these particular circumstances if you are not agile.

Innovative business financing solutions

Through our partners Liberis and Payzone we can provide innovative ways to finance small businesses just like yours. Partners who are supported by the UK Government through the Yorkshire-based British Business Bank.

Business Cash Advance

Have you been trading for over 4 months and take at least £2.5K in customer card transactions per month using a payment terminal?

If the answer is ‘yes’ ,you can take out a business cash advance of anything from £2.5K to £500K. A business cash advance is a way of lending against your future credit and debit card sales to use as cash flow within your business. It can be used as an alternative to business bank loans for many purposes, from filling short-term cash flow gaps to replenishing stock or business refurbishments.

The advanced amount will depend on your average monthly credit and debit card takings. It will come at just one fixed cost of finance. We agree this figure with you upfront with no interest or APR, late fees or penalties. Ever. And because we base our decisions on your business potential, not just your credit history, we’re able to approve most applications.

With our business finance, repayments are taken automatically as an agreed upon percentage of your daily card takings. This way, your balance is matched directly to your cash flow. You only pay us when your customers pay you. It’s a simpler, more sustainable solution to business funding; typically completing repayment between 6 to 12 months, depending on your business.